Veterans Day 11/11/2019

Veterans Day 2020 Vault

VetCv Veterans Day 2020

Thank You For Serving

This Veterans Day TeamVetCV & all of our Patriot Partners want to thank you for your service.

Show your thanks to those who serve, our Veterans, and the families who serve with them this Veterans Day. On behalf of Team VetCV, thank you for allowing us to serve you. 

Check Out The Newest Version of VetCVV2.0

We have been working hard over the last 18 months on the New Version 2.0 of the VetCV Vault App and are happy to report it’s launch in time for Veterans Day!

With this new version, we will be able to add and enhance Vault features much faster than before. You’ll see that we have 86’d features we initially thought were really cool but found that nobody ever used them so out they went.

There are a couple of features from the previous version we will be pushing up after this release though, we ran out of runway to hit our Veterans Day deadline. So stand by for those to be going live too, we’ll keep you posted!

Please keep your ideas coming as we continue our mission to support your needs.

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Veterans Day 11/11/2019

Veterans Day 2020

Thank You For Serving

This Veterans Day TeamVetCV & all of our Patriot Partners want to thank you for your service.

Show your thanks to those who serve, our Veterans, and the families who serve with them this Veterans Day. On behalf of Team VetCV, thank you for allowing us to serve you. 

Check Out The Newest Version of VetCVV2.0

We have been working hard over the last 18 months on the New Version 2.0 of the VetCV Vault App and are happy to report it’s launch in time for Veterans Day!

With this new version, we will be able to add and enhance Vault features much faster than before. You’ll see that we have 86’d features we initially thought were really cool but found that nobody ever used them so out they went.

There are a couple of features from the previous version we will be pushing up after this release though, we ran out of runway to hit our Veterans Day deadline. So stand by for those to be going live too, we’ll keep you posted!

Please keep your ideas coming as we continue our mission to support your needs.

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VetCV, happy holidays, giving

Season Greetings & Giving!

Happy Holidays from your VetCV team! Giving someone a gift is truly rewarding. During the holidays there are many ways to help Active Duty service members, our Veterans, and their families through what sometimes can be difficult times. You can help by giving a little of your time, donate unopened new toys, simply giving a little cash to a worthy cause, or even just encourage someone to add a bit more fitness to their daily routine or share with them a few ideas on better nutrition. Here are a few ways you can make a difference this holiday season.

  • Help specific groups of veterans, such as disabled or injured veterans, homeless veterans, or veterans in need of employment
  • Health and Wellness ideas. Proper specific nutrition has been know to help PTSD and substance abuse. Check out the Wellness and Fitness section of the VetCV App to learn more
  • Contact local Veterans nonprofits or hospitals. Often there are Veterans who have no family or friends around and keep them company during the holidays. Most of these centers raise donations or can help by volunteering your time.
  • Donate your used car. Remember your first duty station? Having a car was liberating!
  • Pick up the phone, call local veteran organizations like the American Legion and ask how to help this holiday season.

VetCV Updates, News, & Tips

This Veterans Day TeamVetCV and all of our Patriot Partners want to thank you for your service. Many of you have joined the ranks of our Patriot Partners in the last year and many of you have helped us make sure we focus on features of your Vault you need most. We are pretty good listeners around here. In the last couple of months we have been working on the design and architecture of the NextGen of VetCV. The new version will enable us to do things much faster which means more of your suggestions can be deployed and frankly, we can drop stuff that we see people really don’t care about. We’ll be keeping you posted on our progress but our current ETA for the new version to go live will be first or second quarter of 2020.

Veterans Day 11/11/2019

Veterans Day 2019

Thank You For Serving
This Veterans Day TeamVetCV and all of our Patriot Partners want to thank you for your service. This morning I saw an email from USAA CEO Stuart Parker about writing a “V” on your hand and add the initials of a veteran you want to honor along with a couple of links you might use if you want to give back:

  1. donating a wish-list item to Operation Gratitude, which sends care packages to those who serve
  2. USAA’s HonorThroughAction Challenge

Show your thanks to those who serve, our Veterans, and the families who serve with them this Veterans Day. On behalf of Team VetCV, thank you for allowing us to serve you. Please keep your ideas coming as we continue our mission to support your needs.

 

VetCV Recognized by the Department of Labor (DoL) as a HIRE VETS Platinum Medallion Award Winner.

VetCV was recognized yesterday by the Department of Labor (DoL) as a HIRE VETS Platinum medallion award winner.  The awards recognize job creators for their leadership in recruiting, employing, and retaining America’s veterans.

In 2017, President Donald J. Trump signed into law the Honoring Investments in Recruiting and Employing (HIRE) American Military Veterans Act, creating the HIRE Vets Medallion Program.

“America’s veterans are proven leaders who bring skills, dedication, and determination to our nation’s workforce,” said U.S. Secretary of Labor Alexander Acosta. “To earn a HIRE Vets Medallion Award, job creators must demonstrate a solid commitment to providing veterans with the opportunity to build a meaningful career. This program recognizes a standard for excellence in veterans hiring, and helps veterans identify employers who are committed to advancing veterans in the workplace.”

The Department of Labor recognized 238 companies across the nation including large, medium and small businesses.  Sixteen companies from the State of Florida were recognized and only four were awarded Platinum.

VetCV is a tech company that has built a free highly secure online “personal data-vault” software platform to support our Nation’s 23.9 million active US military and Veterans as well as their 46 million family members. VetCV will grow into a place where they will have a voice and will be heard. VetCV helps Veterans and their family’s transition to civilian life in two major ways: First by personalizing and matching them to patriotic employers that understand the value of service and genuinely want to hire them “right now!” And second, connecting and navigating them to the healthcare, VA benefits, and other important resources, quickly and in real time. Users can also safely store and control their most important documents related to their careers, healthcare, military service, and family so they can get to them where and when they need them.

“Successful transition starts with making sure people can support their families, that usually means getting a great job, and keeping it, so that’s where we start too. With more than 240,000 job postings already, people can join their next team. Veterans helping Veterans is the core of what are trying to do. We have lots of plans in store, but we are off to a really good start with what we have built so far. This HIRE Vets Platinum Award means a lot to us because it validates our mission here.” said Niels Andersen, VetCV President & CEO.

How to Build Credit

The key to building credit is simple. It takes time, discipline, and the right banking institution for your needs. It’s easier to get started with building your credit than it is to bring up bad credit. Managing debt is a big responsibility so setting yourself up for success is very important.

Credit Cards

  1. The very first step to building credit is to open your first credit card account. Check out our blog post to see whether you should look at using a bank or a credit union. The best way to use your first credit card is for payments that you already make such as gas and groceries. Pay off the balance immediately and in full every month. If you can’t get approved for a credit card, look into getting a secured credit card. A secured credit card is typically tied to a savings account giving you a limit of the balance or a percentage of it. Be sure to ask whether the secured credit card will be considered in your credit report or if it will open the possibility of getting a credit card in the future.
  2. Another option is becoming an authorized user or opening a joint account with someone who already has good credit. The liability of payments is then on both individuals so people with good credit may not be as willing to do this since any missed or late payments will affect their credit score as well.
  3. Part of your credit score is the ratio of credit limit and utilization. The goal is to use under 30% of your credit limit so lenders can see you are responsible with credit. The best way to build credit is to keep to these guidelines of using under 30% and every 6 months, if you have followed this guideline, ask for an increase on your credit limit from your lender. Make sure you don’t increase your spending over 30% or that will have a negative impact on your credit.
  4. If you are an avid shopper, and a store you frequent offers a store credit card, consider applying for one. If you would be spending money at this store anyway, use their card, make the payment in full right after, and build credit.

Loans

  1. If you have a student loan, this payment is reported to the credit bureaus so the easiest way to build credit is to make your payments on time every month.
  2. Auto loans are one of the easiest types of loans to receive and is also included in your credit history. The tricky part is finding good interest rates and terms. Once you find the right lender, make your payments every month and watch your credit score increase. Similar to credit cards, you may need a co-signer to buy a vehicle which puts the burden on them if you don’t make payments. Also, talk to your credit Union or bank first to see if they will give you the loan. Interest rates from your dealer can be extremely high so be careful. Here are a few facts you should know about buying a car from Military.com, a quick “Need to Know” for you.
  3. A home mortgage may also be hard to obtain, but if you have purchased a home, payments made will begin to build credit for you. Military Times has  a great article on what you need to know about a VA loan.

Asking for Credit

  1. If you’re just starting to build credit and have never had any lines of credit (cards, loans, etc), but have rented your home, paid for utilities, made cable/internet payments, or others, you may be able to use this as proof. Contact your landlord, utilities company, and others to report your on-time payments because it is optional for them to do so, but could help when you apply in person for credit.

Information on your credit report that can influence your credit scores includes:

  1. Payment history
  2. Credit utilization ratio
  3. Types of credit used
  4. How long you’ve been using credit
  5. Total balances on all debts you owe
  6. Public records like tax liens or bankruptcies
  7. The number and recency of credit accounts you’ve applied for

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Transitioning from the military

Our VetCV Team Members Talk About Transitioning from the Military

We sat down with our VetCV team members to ask them some questions about transitioning from the military. Find out what they went through and learn how soon you should start planning for your future.

Wesley Easton

United States Army, Sept. 2011 – Sept. 2018, E-4, Specialist

Q. When did you start planning your transition from the military? What were some of the decisions you had to make while still on active-duty that affected your future?

Being in the National Guard, we had many senior non-commissioned officers who were always telling us to think ahead and take advantage of financial help for college/technical schools. They/Florida set up job fairs for those who were interested. I decided to go to school for Software Development and that’s what I focused on when I left.

Q. What were you least prepared for when transitioning from the military?

A. The thing that gave me the most trouble was remembering that not everyone has the thick skin like most Veterans do.

Q. When choosing where to work after transitioning from the military, what did you look for and what was most important to you?

A. I was looking for jobs related to my degree, and of course I wanted somewhere that was going to be a good fit for me as well as the organization.

Q. If you went to college or took any other sort of classroom instruction courses, what did you look for in terms of education/a university after transitioning from the military?

A. I went to my hometown university, the University of West Florida, and picked the degree that interested me the most, software engineering.

Q. If you could give your former self one piece of advice about transitioning from the military, what would you tell yourself?

A. I would say to start thinking ahead as soon as you can. I would probably have pushed myself to start school sooner, so that I could have received my degree before or during my transition from the military.

Tim McWatters

United States Air Force; Aug. 15, 1996 – Feb. 1, 2017; E-7 Master Sergeant

Q. When did you start planning your transition from the military? What were some of the decisions you had to make while still on active-duty that affected your future?

A. I started planning my transition from the military about 5 years out. I had to ask myself, what do you think you want to do when you get out. I set small and large goals and then I started taking steps to accomplish those goals. I knew I wanted to get my degree in Software Engineering. College was one of the main reasons I joined the military in the first place. I made sure I took a course every semester that would work towards that degree, and I got smart on my benefits as a Veteran (GI-Bill and Vocational Rehab to name a few). I had to work hard, but I am currently in my last semester to achieving this goal, and I have also earned an amazing position as an intern in a very Veteran friendly company. I think setting goals, both large and small, are the key to a successful transition.

Q. What were you least prepared for when transitioning from the military?

A. I was probably least prepared for the amount of information given to me as my days in the military were coming to an end. There are so many amazing resources out there, but it is hard to keep track of them all (even as an organized individual). Take DETAILED notes and put important dates in a calendar, otherwise, you will become overwhelmed.

Q. What online or local communities/organizations helped you transition?

A. I found myself seeking assistance from military members that had already gone through the transition. Previous retiree’s and other Veterans are an incredible resource. No one’s transition is going to be exactly like your family’s, so ask the questions that are important to you and don’t be afraid to ask it again if the answer doesn’t satisfy you.

Q. When choosing where to work after transitioning from the military, what did you look for and what was most important to you?

A. The job search after retirement or separation is one of the most stressful times we may encounter. We know what we are worth and just need an opportunity to prove it. I think we all want to find a company that sees the benefits a Veteran brings to the table. We have been trained every day to be great decision makers, are hard workers, loyal, organized and we can make your company better if given the chance. Thankfully, there are many companies out there that are looking for employees with the skills we have learned in the military.

Q. If you went to college or took any other sort of classroom instruction courses, what did you look for in terms of education/a university after transitioning from the military?

A. I was thankful I went to a university with a great “Military Veterans Resource” office. They were extremely helpful in helping make sure I knew what resources I had available to me. The ensured I knew how to pay for classes and get the equipment I needed to succeed. I ended up at the University of West Florida studying Software Engineering.

Q. If you could give your former self one piece of advice about transitioning from the military, what would you tell yourself?

A. I would tell myself to get organized. If I think I am already organized, then get MORE organized. There are hundreds of thousands of resources available to us as Veterans, but if you don’t know how to gain access to these resources then they are useless to you. Also, get your family involved. This will be a new life for them as well.

Bryan Powell

United States Marine Corps; Feb. 7, 2010 – Nov. 29, 2014; E-5, Sergeant

Q. When did you start planning your transition from the military? What were some of the decisions you had to make while still on active-duty that affected your future?

A. I started planning approximately 14 months before my planned exit date. Prior to the end of my active service, I started the process of buying a house. I closed on the house before attending SEPS & TAPS. This had a large impact because I was committed to living in that area and committed to paying the mortgage on that property. Fortunately, I found a good realtor that helped us through the process.

Q. What were you least prepared for when transitioning from the military?

A. I was least prepared for the solitude. The military tends to have intrusive leadership, and generally speaking, military life is not private. The family you served with are no longer around you every day. The person-to-person contact is not the same after leaving. I was least prepared for the isolation that comes with leaving active duty.

Q. What online or local communities/organizations helped you transition?

A. I visited the Veterans of Foreign Wars (VFW) several times and received some minor advice relevant to the local area.

Q. When choosing where to work after transitioning from the military, what did you look for and what was most important to you?

A. The most important thing to me was a healthy work-life balance coupled with a manageable cost-of-living. I had spent so much time away from my family and was not prepared to do that anymore. There are some occupations and some companies that require a significant amount of time away from home. That works for some, but it was something that I am not willing to sacrifice at this time.

Q. If you went to college or took any other sort of classroom instruction courses, what did you look for in terms of education/a university after transitioning from the military?

A. I wanted something that fit into a whole-package concept. My wife and I wanted to live in an affordable, low-crime area with good public education for our child. In addition, the area had to have a decent job market for an occupation I was interested in. Finally, the area needed to have a 4-year university that offered a degree in the field I wanted to work in. I am currently at the University of West Florida studying Computer Engineering.

Q. If you could give your former self one piece of advice about transitioning from the military, what would you tell yourself?

A. Develop some kind of social network at your destination. Friends, family, and just generally knowing people in the area can relieve a lot of the stress of moving to a new location without the military acting as a safety net.

Niels Andersen

United States Navy; Dec. 1, 1980 – Feb. 1, 1986; HM3

Q. When did you start planning your transition from the military? What were some of the decisions you had to make while still on active-duty that affected your future?

A. Only a couple of months out before I separated. No real plan and no guidance. I knew that I couldn’t translate my Navy Corpsman training directly into a civilian job. As a Corpsman, you would think that you would be able to go through an abbreviated Paramedic course to get certified, but no, you had to start from scratch. I had already started college and thankfully was close to finishing so that left me with options since my military training didn’t translate to the civilian workforce.

Q. What were you least prepared for when transitioning from the military?

A. How to find a job and how to interview.

Q. What online or local communities/organizations helped you transition?

A. When I got out there was no internet and no one sat me down to talk about the real value of building a network or how to go about it. Building a network is probably the most valuable thing one can do to help themselves.

Q. When choosing where to work after transitioning from the military, what did you look for and what was most important to you?

(1984 President Ronald Reagan Campaign Speech Detail, San Diego, California)

A. Honestly, I was 23 years old so any job that paid something was my focus and I would begin learning and growing from there. It was like starting over but my attitude was that all the opportunities where there for me to figure out and make happen.

Q. If you went to college or took any other sort of classroom instruction courses, what did you look for in terms of education/a university after transitioning from the military?

A. I started college while in the Navy because I realized that I needed to learn. I was actually surprised that they accepted me, but thought that if I do well enough in class, they wouldn’t kick me out. I had no idea what I wanted to do, I just knew I had to get started and get a degree and I would be able to narrow it down as I learned more.

Q. If you could give your former self one piece of advice about transitioning from the military, what would you tell yourself?

A. Ask for advice, guidance, find people you admire and respect as mentors, and begin building your network. Volunteer, join community groups, build an online network and participate in discussions. I would have started that the minute I got to my first duty station.

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