Veterans Day 11/11/2019

Veterans Day 2020 Vault

VetCv Veterans Day 2020

Thank You For Serving

This Veterans Day TeamVetCV & all of our Patriot Partners want to thank you for your service.

Show your thanks to those who serve, our Veterans, and the families who serve with them this Veterans Day. On behalf of Team VetCV, thank you for allowing us to serve you. 

Check Out The Newest Version of VetCVV2.0

We have been working hard over the last 18 months on the New Version 2.0 of the VetCV Vault App and are happy to report it’s launch in time for Veterans Day!

With this new version, we will be able to add and enhance Vault features much faster than before. You’ll see that we have 86’d features we initially thought were really cool but found that nobody ever used them so out they went.

There are a couple of features from the previous version we will be pushing up after this release though, we ran out of runway to hit our Veterans Day deadline. So stand by for those to be going live too, we’ll keep you posted!

Please keep your ideas coming as we continue our mission to support your needs.

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Veterans Day 11/11/2019

Veterans Day 2020

Thank You For Serving

This Veterans Day TeamVetCV & all of our Patriot Partners want to thank you for your service.

Show your thanks to those who serve, our Veterans, and the families who serve with them this Veterans Day. On behalf of Team VetCV, thank you for allowing us to serve you. 

Check Out The Newest Version of VetCVV2.0

We have been working hard over the last 18 months on the New Version 2.0 of the VetCV Vault App and are happy to report it’s launch in time for Veterans Day!

With this new version, we will be able to add and enhance Vault features much faster than before. You’ll see that we have 86’d features we initially thought were really cool but found that nobody ever used them so out they went.

There are a couple of features from the previous version we will be pushing up after this release though, we ran out of runway to hit our Veterans Day deadline. So stand by for those to be going live too, we’ll keep you posted!

Please keep your ideas coming as we continue our mission to support your needs.

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VetCV, happy holidays, giving

Season Greetings & Giving!

Happy Holidays from your VetCV team! Giving someone a gift is truly rewarding. During the holidays there are many ways to help Active Duty service members, our Veterans, and their families through what sometimes can be difficult times. You can help by giving a little of your time, donate unopened new toys, simply giving a little cash to a worthy cause, or even just encourage someone to add a bit more fitness to their daily routine or share with them a few ideas on better nutrition. Here are a few ways you can make a difference this holiday season.

  • Help specific groups of veterans, such as disabled or injured veterans, homeless veterans, or veterans in need of employment
  • Health and Wellness ideas. Proper specific nutrition has been know to help PTSD and substance abuse. Check out the Wellness and Fitness section of the VetCV App to learn more
  • Contact local Veterans nonprofits or hospitals. Often there are Veterans who have no family or friends around and keep them company during the holidays. Most of these centers raise donations or can help by volunteering your time.
  • Donate your used car. Remember your first duty station? Having a car was liberating!
  • Pick up the phone, call local veteran organizations like the American Legion and ask how to help this holiday season.

VetCV Updates, News, & Tips

This Veterans Day TeamVetCV and all of our Patriot Partners want to thank you for your service. Many of you have joined the ranks of our Patriot Partners in the last year and many of you have helped us make sure we focus on features of your Vault you need most. We are pretty good listeners around here. In the last couple of months we have been working on the design and architecture of the NextGen of VetCV. The new version will enable us to do things much faster which means more of your suggestions can be deployed and frankly, we can drop stuff that we see people really don’t care about. We’ll be keeping you posted on our progress but our current ETA for the new version to go live will be first or second quarter of 2020.

Veterans Day 11/11/2019

Veterans Day 2019

Thank You For Serving
This Veterans Day TeamVetCV and all of our Patriot Partners want to thank you for your service. This morning I saw an email from USAA CEO Stuart Parker about writing a “V” on your hand and add the initials of a veteran you want to honor along with a couple of links you might use if you want to give back:

  1. donating a wish-list item to Operation Gratitude, which sends care packages to those who serve
  2. USAA’s HonorThroughAction Challenge

Show your thanks to those who serve, our Veterans, and the families who serve with them this Veterans Day. On behalf of Team VetCV, thank you for allowing us to serve you. Please keep your ideas coming as we continue our mission to support your needs.

 

VetCV Recognized by the Department of Labor (DoL) as a HIRE VETS Platinum Medallion Award Winner.

VetCV was recognized yesterday by the Department of Labor (DoL) as a HIRE VETS Platinum medallion award winner.  The awards recognize job creators for their leadership in recruiting, employing, and retaining America’s veterans.

In 2017, President Donald J. Trump signed into law the Honoring Investments in Recruiting and Employing (HIRE) American Military Veterans Act, creating the HIRE Vets Medallion Program.

“America’s veterans are proven leaders who bring skills, dedication, and determination to our nation’s workforce,” said U.S. Secretary of Labor Alexander Acosta. “To earn a HIRE Vets Medallion Award, job creators must demonstrate a solid commitment to providing veterans with the opportunity to build a meaningful career. This program recognizes a standard for excellence in veterans hiring, and helps veterans identify employers who are committed to advancing veterans in the workplace.”

The Department of Labor recognized 238 companies across the nation including large, medium and small businesses.  Sixteen companies from the State of Florida were recognized and only four were awarded Platinum.

VetCV is a tech company that has built a free highly secure online “personal data-vault” software platform to support our Nation’s 23.9 million active US military and Veterans as well as their 46 million family members. VetCV will grow into a place where they will have a voice and will be heard. VetCV helps Veterans and their family’s transition to civilian life in two major ways: First by personalizing and matching them to patriotic employers that understand the value of service and genuinely want to hire them “right now!” And second, connecting and navigating them to the healthcare, VA benefits, and other important resources, quickly and in real time. Users can also safely store and control their most important documents related to their careers, healthcare, military service, and family so they can get to them where and when they need them.

“Successful transition starts with making sure people can support their families, that usually means getting a great job, and keeping it, so that’s where we start too. With more than 240,000 job postings already, people can join their next team. Veterans helping Veterans is the core of what are trying to do. We have lots of plans in store, but we are off to a really good start with what we have built so far. This HIRE Vets Platinum Award means a lot to us because it validates our mission here.” said Niels Andersen, VetCV President & CEO.

How to Build Credit

The key to building credit is simple. It takes time, discipline, and the right banking institution for your needs. It’s easier to get started with building your credit than it is to bring up bad credit. Managing debt is a big responsibility so setting yourself up for success is very important.

Credit Cards

  1. The very first step to building credit is to open your first credit card account. Check out our blog post to see whether you should look at using a bank or a credit union. The best way to use your first credit card is for payments that you already make such as gas and groceries. Pay off the balance immediately and in full every month. If you can’t get approved for a credit card, look into getting a secured credit card. A secured credit card is typically tied to a savings account giving you a limit of the balance or a percentage of it. Be sure to ask whether the secured credit card will be considered in your credit report or if it will open the possibility of getting a credit card in the future.
  2. Another option is becoming an authorized user or opening a joint account with someone who already has good credit. The liability of payments is then on both individuals so people with good credit may not be as willing to do this since any missed or late payments will affect their credit score as well.
  3. Part of your credit score is the ratio of credit limit and utilization. The goal is to use under 30% of your credit limit so lenders can see you are responsible with credit. The best way to build credit is to keep to these guidelines of using under 30% and every 6 months, if you have followed this guideline, ask for an increase on your credit limit from your lender. Make sure you don’t increase your spending over 30% or that will have a negative impact on your credit.
  4. If you are an avid shopper, and a store you frequent offers a store credit card, consider applying for one. If you would be spending money at this store anyway, use their card, make the payment in full right after, and build credit.

Loans

  1. If you have a student loan, this payment is reported to the credit bureaus so the easiest way to build credit is to make your payments on time every month.
  2. Auto loans are one of the easiest types of loans to receive and is also included in your credit history. The tricky part is finding good interest rates and terms. Once you find the right lender, make your payments every month and watch your credit score increase. Similar to credit cards, you may need a co-signer to buy a vehicle which puts the burden on them if you don’t make payments. Also, talk to your credit Union or bank first to see if they will give you the loan. Interest rates from your dealer can be extremely high so be careful. Here are a few facts you should know about buying a car from Military.com, a quick “Need to Know” for you.
  3. A home mortgage may also be hard to obtain, but if you have purchased a home, payments made will begin to build credit for you. Military Times has  a great article on what you need to know about a VA loan.

Asking for Credit

  1. If you’re just starting to build credit and have never had any lines of credit (cards, loans, etc), but have rented your home, paid for utilities, made cable/internet payments, or others, you may be able to use this as proof. Contact your landlord, utilities company, and others to report your on-time payments because it is optional for them to do so, but could help when you apply in person for credit.

Information on your credit report that can influence your credit scores includes:

  1. Payment history
  2. Credit utilization ratio
  3. Types of credit used
  4. How long you’ve been using credit
  5. Total balances on all debts you owe
  6. Public records like tax liens or bankruptcies
  7. The number and recency of credit accounts you’ve applied for

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